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On December 12, Hanjiang Financial Service Center was founded in Xiangyang City. It launched an innovative product called “reputation loan.” The entrepreneur with a good credit record can receive as high as RMB2 million loans at a time.

After an entrepreneur submits a loan application to Hanjiang Financial Service Center, the Center will review his/her credit record. After the Center confirms that the entrepreneur has a very good credit history without any overdue records, involvement in lawsuits, administrative penalties, or involvement in accidents related to safety responsibility, the Center will finance through a bank or Internet financial platform. It takes about one week from the submission to the arrival of funds to the account at its quickest.

At present, Hubei Donghe Shixun Electric Technology Limited, Xiangyang Green Source Plastic Products Co., Ltd., and Xiangyang Tianhao Machinery Co., Ltd. have already become contracted enterprises of “reputation loan.”