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BEIJING, Sept. 30 -- China's central bank announced on Tuesday that buyers of a second home will be able to enjoy a lower down payment as first-time home buyers, in the country's latest effort to meet the reasonable demand for home loans amid a cooling property market.

Chinese citizens who wish to buy a second home, will be able to enjoy the same 30 percent down payment requirement as first-time home buyers if they have fully repaid their previous mortgage loans, according to the announcement jointly made by the The People's Bank of China and the China Banking Regulatory Commission.

Prior to the announcement, purchase of a second home in Chinese cities will require buyers to place at least a 60 percent down payment.